Terms of Service
Effective Date: 10/01/2026
These Terms of Service ("Terms") govern your access to and use of the website and services provided by Goldhonor USA ("we," "us," or "our"), a DBA of Goldhonor Financial and Insurance Services ("Services"). By using our Services, you agree to these Terms. If you do not agree with these Terms, please do not use our Services.
1. Service Overview
Goldhonor USA is an insurance agency providing insurance information, quotes, customer service, and related insurance services. Information provided through our website is for general informational purposes and may not include all available insurance products, coverage options, terms, or conditions. Use of our Services is subject to these Terms and all applicable laws.
2. Insurance Quotes and Coverage
Submitting an inquiry or quote request through our website does not constitute an insurance application, offer of coverage, binder, or guarantee that coverage will be issued. Insurance coverage is subject to applicable underwriting requirements, policy terms and conditions, and approval by the applicable insurance carrier.
3. Eligibility and Use
Our website and Services are intended primarily for adults. Parents, legal guardians, or other authorized adults may submit information or request insurance services on behalf of individuals under 18.
You agree to use our website and Services only for lawful purposes and not to:
- •Violate any applicable laws or regulations.
- •Submit false, misleading, or fraudulent information.
- •Use our website or Services to distribute spam, malware, or other harmful material.
- •Attempt to interfere with or disrupt our website, systems, or Services.
4. Privacy
Our collection, use, and disclosure of personal information are described in our Privacy Policy.
5. SMS/Text Messaging
If you opt in to receive SMS messages from us, you consent to receive text messages related to your insurance inquiries, quotes, policies, account updates, reminders, and other service-related communications. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For help, reply HELP. SMS consent is not a condition of purchasing insurance or receiving our services.
6. Intellectual Property
All content on our website, including text, graphics, logos, images, and trademarks, is owned by or licensed to Goldhonor USA and is protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, or use our website content without our prior written permission, except as permitted by law.
7. Account Suspension and Termination
We reserve the right to suspend or terminate your account for violating these Terms or engaging in unlawful behavior. Termination may occur without prior notice in cases of severe violations.
8. Limitation of Liability
We strive to provide accurate and current information on our website; however, we do not guarantee that all information is complete, accurate, or current. To the maximum extent permitted by applicable law, Goldhonor will not be liable for indirect, incidental, consequential, or other damages arising from or related to your use of our website or Services.
9. Modifications to Terms
We may update these Terms from time to time. Updated Terms will be posted on this website with a revised Effective Date. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.
10. Governing Law
These Terms are governed by the laws of the State of California. Any disputes will be resolved exclusively in the courts of California.
11. Contact Information
For questions about these Terms or our Services, please contact us at:
Goldhonor USA
680 Brea Canyon Rd, Suite 188
Walnut, CA 91789
Toll Free: (866) 888-1211
Fax: (909) 598-9828
By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms.